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How companies try to prevent product liability claims

During the lifetime of an individual, he or she will need various kinds of products. While some products may be necessary for day-to-day use, some may be necessary for meeting certain specific needs. It can be anything-medicine, life-saving drugs, medical equipment, food products, clothing, electronics, cosmetics and so on.

While buying those products, people generally believe that they are buying defect-free products that will help them in their lives. However, many times this does not happen. Residents of Yellowstone County, Montana, should know that a manufacturer is responsible for providing safe products to end users and if they fail to deliver a defect-free product, they may be liable for any damages that result from using the product.

While some defective products may not pose a threat to the life of a consumer, certain defective products, such as medical equipment, medicines, toys or electrical items can lead to serious injuries or even death. A defective product not only can harm an end user, but it can also harm the reputation and credibility of a manufacturer; for this reason, certain manufacturers will use every trick to avoid accepting responsibility for their negligence.

One of the common tactics that manufacturers use is to put the blame on contractors or suppliers. In fact, in order to avoid paying compensation, companies may set up a risk transfer program that helps them avoid financial vulnerability for damages and claims related to a defective product. Another way they may avoid responsibility in a product liability claim is to put the blame on importers, if they are importing products.

It is the right of a consumer to purchase defect-free products and it is the responsibility of manufacturers to check the product at every stage-from designing to delivery-to ensure that their products meet the required standards set by law. One may wish to seek the services of an attorney to seek compensation for injuries caused by a dangerous product, as manufacturers may play tricks to avoid paying compensation; a skilled lawyer could be a difference between winning or losing a case.

Source: PropertyCasualty360.com, "Protect yourself! 5 steps to ensure smart product liability coverage," Caterina Pontoriero, Feb. 6, 2015

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